$24.95/mo
CANCEL ANYTIME
- ConsumerDirect® 3-Bureau Reports & Scores
- Monthly Credit Reporting Updates
- Active Credit Monitoring & Alerts
- Identity Theft Monitoring
- Fraud Insurance ($1M)
- SmartCredit Money Manager
$29.99/mo
CANCEL ANYTIME
- Vantage® 3-Bureau Reports & Scores
- Monthly Credit Reporting Updates
- Active Credit Monitoring & Alerts
- Identity Theft Monitoring
- Dark Web Monitoring
- Credit Application Monitoring
- Identity Theft Insurance ($25K)
$34.99/mo
CANCEL ANYTIME
- FICO® 3-Bureau Reports & Scores
- Monthly Credit Reporting Updates
- Active Credit Monitoring & Alerts
- Identity Theft Monitoring
- FICO® Simulator
- Fraud Restoration
- Identity Theft Insurance ($25K)
Looking into your credit score with Credit Monitoring allows the Brickstone Credit team to see your credit profile with full visibility, to plan our strategy of attack, and to monitor the updates on the credit battlefield. More specifically, we will plan on what negative closed items need to be removed, what has been removed in our efforts, and the remaining items for us to remove. The same goes for our efforts in adding positive credit history to our client files.
Unlike the ‘free’ credit monitoring service business model, our recommended credit monitoring services will not sell your sensitive data to creditors and debt collectors who are often known for their attempts in turning data against consumers in their debt validation efforts. In our culture, the enemy is without, and we do not allow creditors and debt collectors to disrupt our Credit Wipe procedure. For this reason, the Brickstone Credit team exclusively recommends SmartCredit, IdentityIQ, MyScoreIQ for credit monitoring across the three major credit bureaus.
The main difference amongst our recommended services is simply the scoring model used in calculating your credit score. For your specific and direct purposes, we recommend the credit monitoring service that matches the same scoring systems used by your lenders’ credit reporting service.